Survive the Struggle. Budget Smarter. Stretch Every Penny Like a Pro.
If your bank balance is low and payday feels a million years away, The Broke Budgeter’s Survival Checklist is your lifeline. This no-fluff, action-focused digital download is designed to help you manage money even when there’s barely any. Whether you’re a student living off noodles, a freelancer between gigs, or simply trying to stay afloat, this checklist helps you take control, stop the spiral, and build a plan—even with just a few pounds in your pocket.
What’s Inside:
- Step 1: Face the Money Truth — Get real with your finances and cut non-essentials fast
- Step 2: Prioritize Essentials Only — Focus your limited funds on rent, food, and other must-haves
- Step 3: Avoid Common Broke Traps — Spot financial danger zones and learn to sidestep them
- Step 4: Get Scrappy with Money Hacks — Discover free, cheap, and clever ways to save and live
- Step 5: Build a Comeback Budget — Track every penny, start fresh, and work toward your bounce-back plan
Why You’ll Love It:
- Perfect for anyone learning how to budget when you’re broke
- Gives you a realistic and non-judgmental place to start—even with £0
- Printable and re-usable—use it as a weekly reset tool
- Includes smart tips, real-life hacks, and micro-income ideas
- No jargon, no shame—just simple, doable steps to get unstuck
Who It’s For:
This checklist is made for anyone struggling to make ends meet—students, part-timers, freelancers, or anyone suddenly navigating tight money weeks. If you’ve ever wondered how to budget when you’re broke and felt overwhelmed, this guide is your calm in the storm.
What Makes It Different:
Unlike generic budget printables, this checklist is built for crisis-mode. It understands that sometimes you’re not choosing between savings goals—you’re choosing between groceries and rent. With honest guidance, tiny wins, and judgment-free advice, it helps you do the best you can with what you’ve got.
Ready to Take Back Control?
Download The Broke Budgeter’s Survival Checklist now and finally feel like you’ve got a plan—even when there’s basically no money to work with. Take the first small step toward a better budget, one penny at a time.
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of daluxora.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of daluxora.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of daluxora.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of https://daluxora.com
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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We Think You’ll Love
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Finally got real with my finances thanks to this survival guide. Avoiding common broke traps has never been easier, plus the money hacks are pure gold!
Life-saver for freelancers! Makes budgeting simple and stress-free.
This budget planner is PERFECT for freelancers in between gigs. It's realistic and non-judgmental - exactly what I needed when funds were low.
This isn't your average budget planner. It really understands the struggle of choosing between groceries and rent, offering practical tips without any judgment or jargon. Plus, the micro-income ideas have been surprisingly effective! If you're looking for an authentic guide to help manage money when there's barely any left, this is definitely worth checking out.
I'm not just surviving anymore, I'm thriving! This checklist helped me stretch every penny until payday...literally life-changing stuff here folks.
Finally, a checklist that gets real about money struggles. 👍
Loved the tone—super realistic. A few more income ideas would be helpful. Still, this checklist helped me breathe again financially.
The Broke Budgeter’s Survival Checklist has truly transformed how I handle my finances. As a freelancer between gigs, having this resource has helped me navigate through tough times without feeling overwhelmed or guilty about my financial state. Its realistic approach towards budgeting makes it easy to follow even when funds are running low.
This survival checklist is perfect for students like me who are living off noodles! It's taught me how to manage money effectively even when there's barely anything left. Plus it’s re-usable which means I can keep using it every time finances get tight – definitely a worthwhile investment!
Managing expenses alone is hard. This guide gave me structure and sanity. I’d love more child-related tips or resources. Still, it helped me prioritize quickly and avoid wasting what little I had.
Avoid common 'broke traps' effortlessly with this handy guide. 💪
Who knew facing the money truth could be so empowering? Thanks to this tool, prioritizing essentials became a breeze. No jargon or shame involved!
A must-have tool when payday feels forever away. Love it!
This checklist has been instrumental in helping me build back up after hitting rock bottom financially due to unexpected circumstances last year.The step-by-step process of facing the money truth, prioritizing essentials, avoiding common traps, and building a comeback budget has been empowering. With this guide in my hand, I feel more confident about navigating through any financial crisis that comes my way.
An empowering step-by-step approach to facing financial truth head-on.
Budget smarter? Check ✔️ Survive the struggle? Check ✔️ This PDF Money Planner makes managing money feel doable even when there's barely any left.
What sets this product apart from others is its empathy towards those struggling financially – acknowledging that sometimes we aren’t choosing between savings goals but basic needs instead. With honest guidance and small victories celebrated along the way, it feels more like a supportive friend guiding you rather than another daunting financial task!
This survival guide makes stretching every penny easy and doable.
Clear and focused checklist. It got me through a low-income month. More examples of free local resources would help. Still, I got clarity and direction when I was overwhelmed—super useful.
As someone who used to dread payday because it felt so far away, finding this survival checklist was like discovering a lifeline. The practical tips and hacks have helped me stretch out what little money I had until the next paycheck came along. Now, instead of spiraling into panic mode whenever funds run low, I just follow the steps outlined in this guide - simple as that!
No more choosing between groceries or rent - this is gold! 🌟
What sets this product apart is its authenticity; it understands that sometimes we're choosing between groceries and rent 😅 A truly valuable resource!
Makes managing finances feel possible even with barely any money left.
I used to feel ashamed about not being able to manage my finances properly but then I found this survival checklist. Its non-judgmental approach towards budgeting made me realize that everyone struggles sometimes and there's no shame in learning how to do better. This tool doesn't just help you survive; it helps you thrive financially.
Navigating tight-money weeks used to stress me out but now I've got a plan thanks to this survival checklist! The step-by-step approach really works wonders 💪